Mike Lee
11/30/2017 08:15:49 pm
Each person’s score is based on individual credit history. Your spouse’s past credit history has no impact on your credit profile. Only when you open a joint account will any information be shared on both of your credit reports. Now when its time to make a large purchase such as home together, your spouse’s negative credit history could impact your mortgage rates and chance of being approved..
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February 2021
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