Mike Lee
11/14/2017 01:40:26 pm
Under the , FDCPA you have the right to "debt validation“. This means a consumer can demand that a creditor reporting information to the credit bureaus prove the account is really your responsibility and that the balances are accurate.
Reply
Mike Lee
11/14/2017 01:44:06 pm
There are five steps to validating your debt:
Reply
Mike Lee
11/14/2017 01:44:40 pm
Note: You do NOT have the legal right to validation under the FDCPA when dealing with an original creditor. They may choose to supply validation if you request it, but they are not required to do so. However, there are still other ways of disputing the debt in these situations. You also have the right under the Fair Credit Reporting Act to dispute directly with an original creditor any information reported which you feel is incorrect. Once they have received your dispute, they must investigate the reported info and they must also report the account as disputed with the credit reporting agencies.
Reply
Mike Lee
11/21/2017 03:00:13 pm
Community Credit Repair specializes in collection removal, collection deletion, charge off removal, bankruptcy removal, late payment removal, repossession removal, foreclosure removal, tax lien removal, judgment removal, and dispute code removal. These are permanent deletions from your credit report.
Reply
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. Archives
February 2021
Categories |