Credit Repair Las Vegas

If I dispute a debt that is being collected, can a debt collector still try to collect the debt from me?

12/4/2017

Mike Lee

12/4/2017 09:15:39 pm

No, if you dispute the debt in writing within 30 days of the initial communication the debt collector must stop all collection activity until it provides the required verification.

Any debt collector who contacts you claiming you owe money on a debt is required by law to tell you certain information about the debt. That information must include:

The name of the creditor
The amount owed
That you can dispute the debt and that if you don’t dispute the debt within 30 days the debt collector will assume the debt is valid
That if you dispute the debt in writing within 30 days the debt collector will provide verification of the debt
That if you request the name and address of the original creditor within 30 days, if different from the current creditor, the debt collector will provide you that information
If the debt collector doesn't provide this information when it first contacts you, the debt collector is required to send you a written notice including that information within five days of first contacting you.

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If I dispute a debt that is being collected, can a debt collector still try to collect the debt from me?

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