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The two major scoring companies in the U.S., FICO and VantageScore, differ a bit in their approaches, but they agree on the two factors that are most important. Payment history and credit utilization, the portion of your credit limits that you actually use, make up more than half of your credit scores. Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. Archives
February 2021
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